📋 Terms & Conditions

9joya Terms & Conditions — Full details on your rights and responsibilities

Please read these Terms & Conditions carefully before opening an account on 9joya. All your rights, responsibilities, and rules for using the platform are clearly set out here in Bengali.

Last Updated: January 2026
Key Points

Key Highlights of the Terms at a Glance

Here are six key points to know before reading the full details.

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Age Restriction 18+

9joya's services are available to individuals aged 18 and above only. Accounts cannot be activated without age verification, and any account found to belong to a minor will be closed immediately.

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One Account Policy

Each player may register only one account. Opening multiple accounts is strictly prohibited and may result in all accounts being closed and balances forfeited.

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Bonus & Wagering Terms

All bonuses are subject to wagering requirements. A specified amount must be wagered before any bonus funds can be withdrawn — withdrawals are not permitted until the requirements are met.

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KYC Verification Required

Identity verification (KYC) must be completed prior to withdrawal. A copy of your National ID or passport is required. All information is kept strictly confidential.

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Fair Play Guarantee

All games on 9joya are RNG-certified. Any attempt at fraud or manipulation will result in permanent suspension of the account involved.

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Responsible Gaming Protections

9joya is committed to responsible gaming. Deposit limits, self-exclusion, and gaming breaks are always available — take control of your own protection.

1

General Terms & Conditions

9joya ( hereinafter referred to as "the Platform" or "we") operates an online betting and gaming service for players in Bangladesh and internationally. By using this website or mobile app, you are deemed to have automatically accepted these Terms & Conditions.

It is your responsibility to read these Terms & Conditions in full before accessing 9joya or creating an account. They have been written in Bengali so every player in Bangladesh can understand them easily. If any part is unclear, please contact our support team.

Important: These Terms & Conditions constitute a legal agreement. By using the platform, you confirm that you are 18 years of age or older and that online gaming is legally permitted in your jurisdiction.

9joya reserves the right to update these terms and conditions at any time. Notice of changes will be posted on the platform, and your continued use after any update will be considered acceptance of the revised terms.

2

Account Registration & Eligibility

To open an account at 9joya, the following conditions must be met:

  • You must be at least 18 years of age.
  • You must register with accurate and truthful information — providing false details will result in account termination.
  • Each individual may open a maximum of one account.
  • Each mobile number and email address can only be linked to one account.
  • Keeping your account password confidential is entirely your responsibility.

KYC Verification Process

To ensure security, 9joya verifies the identity of all new account holders through a Know Your Customer (KYC) process. The following documents may be required before your first withdrawal or in the case of a large win:

  • A clear copy of your National ID (NID) or passport.
  • Proof of current address (utility bill or bank statement).
  • Proof of payment method ownership.
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Withdrawals may be delayed until KYC verification is complete. We recommend completing your KYC as soon as you register.

3

Deposit & Payment Methods

9joya supports the most popular payment methods in Bangladesh. We are committed to providing easy, fast, and secure transactions.

Accepted Payment Methods

  • Mobile Banking: bKash, Nagad, Rocket
  • Internet Banking: Dutch-Bangla, BRAC Bank, Islami Bank
  • Cryptocurrency: USDT, BTC (via selected methods)

Deposit Limits

  • Minimum deposit: ৳200
  • Maximum single deposit: ৳5,00,000
  • Maximum daily deposit: ৳10,00,000

Quick Deposit: Deposits via bKash and Nagad are typically Within 5 minutes Credited to your account. Bank transfers may take 1–3 business days.

All deposits are processed in Bangladeshi Taka (BDT). Deposits made in foreign currencies will be subject to the applicable exchange rate. Deposits from third-party accounts are strictly prohibited.

4

Withdrawal Rules & Process

Withdrawing your winnings at 9joya is straightforward and transparent. However, certain rules apply to ensure security and prevent fraud.

Withdrawal Terms

  • KYC verification must be completed before making a withdrawal.
  • Withdrawals will only be processed via the same method used for the original deposit.
  • Minimum withdrawal amount: ৳500
  • Daily maximum withdrawal: ৳5,00,000
  • Wagering must be completed before winnings from bonuses can be withdrawn.

Processing Time

  • BKash/Nagad: 15 minutes to 24 hours
  • Bank Transfer: 1–3 business days
  • Cryptocurrency: 1–6 hours
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Withdrawals may experience slight delays during peak hours (8 PM–12 AM). For urgent matters, please contact us via live chat.

5

Bonus & Promotion Terms

9joya offers a variety of bonuses and promotions. Each bonus is subject to specific terms and conditions. Please read the relevant terms carefully before claiming any bonus.

Welcome Bonus

  • 100% bonus on your first deposit (up to ৳10,000).
  • Wagering requirement: 30x the bonus amount.
  • You have 30 days to complete the wagering requirement.
  • Bonus applies once per account only.

Reload & Weekly Bonuses

  • A special reload bonus is offered every Monday.
  • Weekly cashback: up to 10% of net losses.
  • Promotional bonuses carry their own terms and conditions, which are stated on the offer page.

Please Note: Multiple bonuses cannot be used simultaneously. The next bonus will activate only after the wagering on the current one is complete. Evidence of bonus abuse will result in account suspension.

6

Betting Rules & Gaming Terms

All betting and gaming activities on 9joya are governed by the general rules below. Individual games may have additional rules, which will be stated on the respective game page.

  • Minimum bet size: ৳10 (may vary by game).
  • Maximum bet sizes vary depending on the game and market.
  • The results of live bets in Sports Betting are final and cannot be changed.
  • If a bet is voided due to a technical error, the stake will be refunded.
  • 9joya reserves the right to void bets or investigate accounts in cases of suspicious betting patterns.
7

Prohibited Activities

The following activities are strictly prohibited on 9joya. Violating these prohibitions may result in immediate account closure and forfeiture of all balances:

  • Creating multiple accounts or registering under someone else's identity.
  • Using bots, automated software, or artificial intelligence to play games.
  • Attempting to withdraw a bonus balance without meeting the bonus terms.
  • Money laundering or transactions involving illegal funds.
  • Exploiting platform vulnerabilities or bugs to gain an unfair advantage.
  • Transferring funds from a third-party account.
  • Threatening, harassing, or mistreating another player.
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If any fraudulent or illegal activity is detected, 9joya reserves the right to report it to the relevant authorities. 9joya accepts no legal liability in such cases.

8

Account Closure & Suspension

9joya may temporarily suspend or permanently close an account under any of the following circumstances:

  • If evidence of a terms and conditions violation is found.
  • If false or incomplete information is found during KYC verification.
  • If suspicious financial transactions are detected.
  • In the event of an account holder's death (legal inheritance procedures apply).
  • If the user requests self-exclusion or account closure.

If you wish to close your account voluntarily, please contact our support team. If you have a valid balance, your account will be closed once the withdrawal process has been completed.

9

Responsible Gaming Policy

9joya believes gaming is entertainment — not a source of income. That's why we take responsible gaming seriously. The well-being and happiness of every player matters more to us than profit.

Our Responsible Gaming Tools

  • Deposit Limit: Set daily, weekly, or monthly deposit limits.
  • Gaming Time Limit: Set your own daily play time limit.
  • Self-Exclusion: Self-exclude from the platform for a period of 7 days up to 5 years.
  • Reality Check: You will receive periodic reminders showing how long you have been playing.
  • Cooling-Off Period: Take a break from 24 hours up to 6 weeks for a temporary pause.

If you or someone you care about feels that gaming is becoming an addiction, please reach out to Responsible Gaming Visit the page or reach out to our support team. Asking for help is a sign of strength.

10

Privacy & Data Protection

9joya takes the protection of your personal information seriously. We comply with international data protection regulations. Full details on how your data is collected, stored, and used can be found in our Privacy Policy.

  • Your personal information is never sold to third parties.
  • Your data is used solely for service improvement and KYC verification.
  • All data is secured with 256-bit SSL encryption.
  • You may request the deletion of your data at any time.
11

Limitation of Liability

9joya shall not be held liable in the following circumstances:

  • If a game is interrupted due to loss of internet connection.
  • Transaction delays caused by third-party services (banks, mobile banking).
  • If service is disrupted due to uncontrollable technical issues.
  • If an account is compromised due to the user's own negligence or a data breach on their part.
  • In the event of force majeure (natural disasters, war, government directives), services may be suspended.

In any dispute, 9joya's decision shall be considered final. However, you may appeal through our support team, and every appeal will be reviewed impartially.

12

Changes to Terms & Contact

9joya reserves the right to amend these terms and conditions, in part or in full, at any time. For significant changes, account holders will be notified in advance via email or platform notification.

Continued use of the platform after any changes take effect will be deemed automatic acceptance of the updated terms. If you do not agree to the new terms, you may request account closure.

Contact Us

  • Email: support@9joya.bet
  • Live Chat: Available directly on the platform 24/7
  • Response Time: Usually within 2 hours

These Terms & Conditions have been prepared in Bengali for the convenience of Bangladeshi players. In the event of a legal dispute, English Version Will be considered authoritative.

Done reading the terms? Join 9joya now and enjoy safe gaming.

Welcome to the platform trusted by millions of players across Bangladesh. Sign up and get a 100% bonus on your first deposit.

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